USDC
EURC
cirBTC
Send
Pay @name or a wallet. Same chain, or move USDC across chains with CCTP. If they have a username, it lands in the app, so you do not need the long address.
P2P
Buy and sell local cash with merchants. Crypto sits in escrow until you release. Every trade has a ref, a timer, ratings, and a dispute path if something goes wrong.
Top Up
Airtime, data, TV, and electricity from your existing USDC or EURC balance. You pick the country and the biller; the bill is paid in local currency.
Swap
Trade USDC, EURC, and cirBTC in one place. See the quote, check what you pay and receive, then confirm.
Earn
Optional USDC vaults. Withdraw back to the same wallet whenever you want. The yield can move, and it is not guaranteed.
Bank payout and Onramp Coming
vLitePay is a technology platform, not a bank. Funds move on public stablecoin rails. You stay in control of your wallet.